Blogs

Imagine a time marked by aggressive lending practices, sharp value adjustments, a severe liquidity shortage, and high borrowing rates. While this could describe the 1990s, it also fits the reality of 2024. The turbulence in Canada’s commercial real estate industry from three decades ago is increasingly viewed as a blueprint for what we are witnessing today and what we can...

Cryptocurrency lending is a modern innovation in the financial world, providing a unique way to borrow and lend money. In a crypto loan, a borrower uses their cryptocurrency as collateral, and in return, the lender provides cash or a stablecoin (a cryptocurrency pegged to a traditional currency). The borrower then pays interest on the loan. Unlike conventional loans typically facilitated...

Commercial real estate has long been a cornerstone of Canada’s economy. From urban centers to suburban hubs, commercial real estate contributes to economic expansion, job creation, and community revitalization. As we progress further into the 21st Century, the industry holds great promise, driven by innovation, sustainability, and changing market dynamics.   Understanding the Present State Canada's commercial real estate is...

Demographics are making headlines in Canada. The national population hit 40 million in the summer of 2023 and within nine months surged to 41 million, primarily due to immigration. Despite plans to temporarily reduce immigration, especially foreign students, Canada's population is expected to continue its substantial growth in the coming months and years.   Exploring the Impact on Canadian Real...