Blogs

The current economic climate presents challenges for business owners looking to buy or lease commercial real estate. With rising interest rates and inflation, costs for financing, construction, and rent have surged, making it crucial for entrepreneurs to be strategic when securing a property. Key Steps for Business Owners Create a Flexible Plan Develop a plan with conservative financial projections. Account...

While real estate investing has faced significant challenges in recent years, it's crucial to recognize that not all markets are the same. Real estate assets often go through cycles—sometimes for years—where they experience periods of both underperformance and outperformance. Yet, media coverage often oversimplifies the real estate sector, portraying it as a uniform investment type that behaves similarly across all...

Imagine a time marked by aggressive lending practices, sharp value adjustments, a severe liquidity shortage, and high borrowing rates. While this could describe the 1990s, it also fits the reality of 2024. The turbulence in Canada’s commercial real estate industry from three decades ago is increasingly viewed as a blueprint for what we are witnessing today and what we can...

Cryptocurrency lending is a modern innovation in the financial world, providing a unique way to borrow and lend money. In a crypto loan, a borrower uses their cryptocurrency as collateral, and in return, the lender provides cash or a stablecoin (a cryptocurrency pegged to a traditional currency). The borrower then pays interest on the loan. Unlike conventional loans typically facilitated...